A FIANCE expert has shared the little hack he swears by that took him from a broke McDonald’s worker and brickie to a millionaire.

Brennan Schlagbaum, 32, from Texas, now reckons he help make anyone rich, even on a low income, and it’s all to do with a ‘mindset hack’.

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Despite saving all of his hard earned cash as a teen, student debt meant Brennan had almost nothing to show for it.

But that all changed when at 23 he decided to switch up his outlook on money and became a millionaire, all while raising a family.

He recently took to YouTube to explain how he did it and why he thinks anyone else can do the same thing.

In the viral video, Brennen explained that he saw his parents struggle with money growing up, so stashed and saved everything he could when he started work.

“I was saving and that’s what I was always conditioned to do. Therefore, I felt great about it, I was balling,” he explained.

But by the time he graduated university in 2015 his savings completely vanished, leaving him with a “negative $8,000 net worth.”

Then his mindset changed after landing a job which involved analysing various companies finances – then it was crystal clear where he’d been going wrong.

According to Brennen, most people focus on saving their money, but really they should be investing it.

“It’s not even because of a discipline issue it’s because of a misunderstanding. 

“When I was growing up I was saving money to build wealth, but I didn’t really know what wealth was,” he explained.

Despite his high net worth, the finance pro said he only keeps around $5k in his bank account at any time and invests the rest. 

“When [money] comes in, I’m itching now. I used to be itching to receive the money and keep it, but now I am itching to release my money.

“That’s the only way you’re going to build real wealth. If you think that saving money is going to make you wealthy, you aren’t listening to the right people,” he continued.

Brennen even wrote a book, The Roadmap to Financial Freedom: A Millionaire’s Guide to Building Automated Wealth, on the subject in the hopes more people will change the way they see their savings.

“If you put money in the stock market the same way I have, your money is going to work exactly the same,” the money guru added.

It’s all about giving and receiving, as far the Brennen is concerned.

And ‘giving’ money to various stocks will allow you to ‘receive’ more in time, he said.

Of course, you need to have money to put into stocks in the first place, which isn’t a possibility for a lot of people who are living from pay check to pay check.